New Benefit Offering for IAFF Members and Participating Locals

Brought to you by the IAFF-FC

The Bundle by VIP™

Five Coverages Bundled Together at One Low Rate.

As a member you have the option of enrolling in the Voluntary Insurance Program, which offers you and your family added protection from the financial impact of unexpected illness, accidental injuries, periods of disability, and/or death.

The Bundle by VIPAdvantage

  • Three Affordable Packages to Choose From
  • Guaranteed Issue
  • Coverage Effective Immediately
  • Plans Will Cover Hospitalizations Due to COVID-19
  • Coverage for Spouse and Children Available

Interested in Learning More

Coverages Include:


  • Pays benefits directly
  • 24-hour coverage
  • 120+ Injuries & Services Covered

Critical Illness

  • Pays lump sum after-tax benefit
  • No Total Benefit Amount Cap
  • $50 Annual Health Screening Benefit

Short Term Disability

  • Zero day elimination/waiting period for accident and fourteen days for sickness
  • Benefits payable up to 6 Months
  • 24-hour on & off-the-job coverage

Hospital Indemnity

    • Pays cash benefits for hospitalization
    • Includes admission, daily hospital, & ICU
    • *Covers COVID-19 stays

Term Life/AD&D Insurance

  • Includes online will preparations and services
  • Up to $75,000 Guaranteed Issue
  • Accidental Death & Dismemberment (AD&D) coverage up to $75,000