Introduced in 1991 by Winston Benefits, the Voluntary Insurance Program (VIP™) provides our clients with an end-to-end solution for voluntary benefits that provide additional protections for members and their families. Since our inception, we have pioneered the intelligent integration of communication, enrollment, and administration to ensure our client’s programs succeed.
Voluntary Benefit Options
VIP provides you with different benefit options that are “Best in Class”—products that offer you and your family added protection from the financial impact of unexpected illness, accidental injuries, periods of disability, death, and so much more.
Member Advantages
- Guaranteed Issue
- Coverage Effective Immediately
- Coverage for Spouse and Children Available
- Various Enrollment Options
To speak with a Benefits Counselor or to schedule a visit to your work site:
Disability
Benefit has on- and off-the-job coverage and pays on a recurring basis if the insured meets the definition of disabled. Benefit does not reduce if there is workers’ compensation involved.
Accident
Benefit pays on a schedule of benefits when an accident occurs on- or off-the-job. This includes emergency treatment, hospital stays, medical exams, and other expenses you may face such as transportation and medical equipment.
Critical Illness
Benefit pays a lump-sum when insured is diagnosed with one of the covered illnesses. Benefit covers types of cancer, heart attack, stroke, etc.
Permanent Life Insurance
Enrollment in coverage up to $150,000 is available for members with no medical questions. Policy is cash accumulating, and provides interest or dividends. Policy provides a chronic care benefit.
Interested in Learning More?
Review this flyer for more information.
If you have any questions on these benefits or how to enroll. Please contact the VIP Call Center.
