New Benefits Exclusively for
Uniformed Firefighters Association Local 94 Members

The Bundle by VIP™

Five Coverages Available in a Bundle¹.

As a member you have the option of enrolling in the Voluntary Insurance Program, which offers you and your family added protection from the financial impact of unexpected illness, accidental injuries, periods of disability, and/or death.

The Bundle by VIPAdvantage

  • Three Packages to Choose From¹
  • Guaranteed Issue²
  • Coverage is effective the first of the following month.
  • Hospital Indemnity and Critical Illness Plans Will Cover Hospitalizations³ Due to COVID-194
  • Coverage for Spouse and Children Available

Enroll or Speak with a Benefits Counselor Today!

To Review Your Existing Coverages, Click the Link Below.

Easily Navigate Your Claim Online!

Coverages Include:


  • Pays benefits directly to the insured
  • 24-hour coverage
  • 120+ Injuries & Events Covered5 Such as fractures6, concussions and burns.

Critical Illness

  • Lump sum payment for verified diagnosis of covered conditions including cancer7, heart attack8, stroke9 and Alzheimer’s disease10
  • No Total Benefit Amount Cap
  • $50 Annual Health Screening Benefit11

Short Term Disability

  • Zero (0) day elimination/waiting period for accident and seven days for sickness after the coverage effective date which is the 1st of the month following enrollment.
  • Benefits payable up to 6 Months
  • 24-hour on & off-the-job coverage

Hospital Indemnity

  • Pays cash benefits for hospitalization12 due to sickness13 or accident
  • Includes admission14, daily hospital confinement15, & ICU
  • *Covers COVID-19 stays

Term Life/AD&D Insurance

  • Includes online will preparation services16
  • Up to $75,000 Guaranteed Issue1
  • Accidental Death & Dismemberment (AD&D) coverage up to $75,000