New Benefits Exclusively for
Uniformed Firefighters Association Local 94 Members

The Bundle by VIP™

Five Coverages Bundled Together at One Low Rate.

As a member you have the option of enrolling in the Voluntary Insurance Program, which offers you and your family added protection from the financial impact of unexpected illness, accidental injuries, periods of disability, and/or death.

The Bundle by VIPAdvantage

  • Three Affordable Packages to Choose From
  • Guaranteed Issue
  • Coverage is effective the first of the following month.
  • Plans Will Cover Hospitalizations Due to COVID-19
  • Coverage for Spouse and Children Available

Enroll or Speak with a Benefits Counselor Today!

To Review Your Existing Coverages, Click the Link Below.

Easily Navigate Your Claim Online!

Coverages Include:


  • Pays benefits directly
  • 24-hour coverage
  • 120+ Injuries & Services Covered

Critical Illness

  • Pays lump sum after-tax benefit
  • No Total Benefit Amount Cap
  • $50 Annual Health Screening Benefit

Short Term Disability

  • Zero day elimination/waiting period for accident and seven days for sickness
  • Benefits payable up to 6 Months
  • 24-hour on & off-the-job coverage

Hospital Indemnity

    • Pays cash benefits for hospitalization
    • Includes admission, daily hospital, & ICU
    • *Covers COVID-19 stays

Term Life/AD&D Insurance

  • Includes online will preparations and services
  • Up to $75,000 Guaranteed Issue
  • Accidental Death & Dismemberment (AD&D) coverage up to $75,000